Secure a car loan without worry about ridiculous interest or payment amounts. Subprime credit loans are available for those with zero credit or bad credit. Our customer service department treats all customers with dignity. Our rates are competitive and have lending resources ready to put you into a quality vehicle. Customers can buy a car on their own merit. A $45,000 car loan can be approved in minutes, same day approval. No cosigner is required but if a buyer chooses to use a cosigner, our auto car loan department is ready to do accommodate.